Commercial General Liability Insurance for multiple office locations? - commercial general liability insurance florida
Is it necessary to separate the policy of commercial general liability insurance for each location or office is an appropriate policy?
Friday, January 8, 2010
Commercial General Liability Insurance Florida Commercial General Liability Insurance For Multiple Office Locations?
3 comments:
Although the location of several offices in the same way (and often, even if they do not), then a policy would do well and do not include all workplaces.
It provides that all offices are of the same person.
There is however one drawback to this - a political liability in general is a "limited event" - the most the policy will pay a claim, and limiting an "aggregate" - the majority of the compensation policy for one year. Therefore, if you have 6 offices, and two each have a right of millions of dollars and has a total of $ 2,000,000 in the policy, then you know what? You are out of the insurance coverage for all locations for the remainder of the year.
There are several ways around this. 1. You can buy a commercial insurance to increase the limit for full payment of the application. 2. You can increase the limit - limit the aggravation that I've seen in recent years, is $ 3,000,000, 2,000,000 dollars, but the norm. 3. You can add a backup if the company - with the & quot; aggregate limit per location "of support - which says effectivey The limit applies to each rental location, not the entire policy. However, this support is increasingly difficult to find, these days, for example, if you 6 slots, the maximum payout policy would now $ 12,000,000.
They will discuss your options with your agent.
You can become places of politics are. Here is a list of agents - is http://www.insuremywork.com I would ask one of them.
The policy should cover all classes, depending on location.
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